Chartered Financial Planners

The highest standard of financial professionalism

Chartered Planning Status is recognised in financial services as an indicator of the highest standard of professionalism, knowledge and ethical behaviour. As the first and only firm of Independent Chartered Financial Planners in Lancaster, here at Lowson & Company we pride ourselves on our friendly and highly professional approach.
Whether you are planning for retirement or simply want to protect, preserve or build on your existing wealth we recognise that no two financial plans will ever be the same and understand the importance of investing the time to make sure that our recommendations suit each individual client’s goals and objectives, ultimately providing a comprehensive and highly tailored financial plan that will effectively meet your requirements. In addition, only Independent Advisers are able to provide you with completely unbiased and unrestricted advice so you can be sure that we always have your best interests at heart.

The Financial Planning Process

We follow the six steps that financial planning professionals use to consider all aspects of a client’s financial situation when formulating financial planning strategies and making recommendations. Click on the stages on the diagram to learn more about each step in the process..

We will review your financial plan periodically
We will introduce ourselves and describe our processes in further detail and then get a feel of where you think your finances are now and where you want them to be in the future.
We will gather all relevant information about you, your attitude to risk, your investment goals etc
We will analyse and assess your financial status
Develop the financial planning recommendations and present them to you in writing

Choose the right advisers

Financial planning provides direction and meaning to your financial decisions. It allows you to understand how each financial decision you make affects other areas of your finances.

We will charge you fairly

If you have a lump sum of money, some advisers will charge you a percentage of the amount you invest. This means that, the more you invest, the more you pay - even when the amount of work involved might not be that much more. Here at J H Lowson & Company Limited we will only charge you for the amount of work we do. You won't pay more for advice just because you have more money to invest.

It is never the wrong time to review your finances and ensure that they are on track as your financial wellbeing plays a part in nearly everything you do and may plan to do in the future. Financial planning provides direction and meaning to your financial decisions. It allows you to understand how each financial decision you make affects other areas of your finances.