Come and have an informal, relaxed chat with one of our friendly advisers at our Lancaster based office, who will spend time getting to know more about you, your financial & lifestyle goals, aspirations and any concerns you may have. Our aim is to take the worry out of your financial planning in order that you can concentrate on planning the lifestyle that you want to achieve.
We offer financial planning advice for your retirement following a number of careful steps that help you take a look at the “big picture” of where you are financially. The process involves gathering relevant financial information, setting life goals, examining your current financial status and coming up with a strategy or plan for how you can meet your goals. Financial planning provides direction and meaning to your financial decisions. It allows you to understand how each financial decision you make affects other areas of your finances. For example, buying a particular investment product might help you pay off your mortgage faster or it might delay your retirement significantly.
By viewing each financial decision as part of a whole, you can consider its short and long-term effects on your life goals. You can also adapt more easily to life changes and feel more secure that your goals are on track.
Here at J H Lowson we follow the six steps that financial planning professionals use to consider all aspects of a client’s financial situation when formulating financial planning strategies and making recommendations.
Click on the stages on the diagram to learn more about each step in the process..
It is never the wrong time to review your finances and ensure that they are on track as your financial wellbeing plays a part in nearly everything you do and may plan to do in the future. Financial planning provides direction and meaning to your financial decisions. It allows you to understand how each financial decision you make affects other areas of your finances.